To minimize unnecessary back-and-forth, we generally schedule borrower calls once there is mutual interest and alignment on terms. This allows lenders and borrowers to focus on execution rather than exploratory discussions.

We typically expect initial feedback or a term sheet within 5 business days of receiving the loan package.

We share information about the borrowers (personal tax returns, personal financial statement), information about their business, franchise agreement (FDD), and about the project (Business plan, Projections, Startup cost estimates).

Passing on a deal is completely fine. We welcome any feedback you’re willing to provide so we can relay it to the borrower and improve alignment on future loan opportunities.

We coordinate revised terms and conditional structures directly with the borrower, clarify requirements, and communicate updates back to lenders promptly to keep the process moving efficiently.

Our pay structure is a referral fee, paid only upon successful loan closing, that is the same rate for all banks.

We share borrower information through secure channels with approved lenders only. All parties are bound by confidentiality agreements, and data access is restricted to what is necessary for underwriting review.

We work with a curated network of SBA lenders. For any given opportunity, borrowers are typically introduced to a targeted group of lenders whose credit appetite aligns with the deal. Not every lender sees every opportunity.